Important Update: Open Enrollment is Approaching – Don’t Miss Out
As we head into the 2025 open enrollment period, it’s important to stay informed about changes that may directly affect your health insurance coverage and costs. Recent legislation signals a potential reduction—or even elimination—of key subsidies that many Americans have relied on to make health insurance more affordable.
What Is Open Enrollment?
Open enrollment is the annual period when you can:
Enroll in a new health insurance plan
Renew your existing coverage
Make changes to your current plan
For 2025 coverage, open enrollment typically runs from November 1 to January 15. Acting early ensures your coverage starts smoothly and gives you the best chance to explore all available options.
What’s Changing?
Recent federal legislation—sometimes referred to as the “Big Beautiful Bill”—aims to reform health coverage in several areas. One of the biggest changes is the possible rollback of premium subsidies that were introduced or expanded during the COVID-19 emergency.
These subsidies allowed millions of Americans to lower their monthly premiums and out-of-pocket costs. But starting in 2025, some of these supports may expire or shrink significantly.
What This Means for You
Higher Premiums: Without subsidies, monthly health insurance costs may rise.
Coverage Choices: Some people may have to settle for less comprehensive plans.
Limited Time: Missing the open enrollment window could mean paying more—or going without coverage altogether.
Why You Should Act Now
If you’ve depended on subsidies, it’s critical to review your coverage before they disappear. Enrolling during open enrollment allows you to:
Lock in the most affordable plan available
Compare alternative coverage options that may better fit your needs
Get one-on-one guidance to make confident choices
How Michael Dobson Insurance Can Help
At Michael Dobson Health Insurance, we’re here to make this transition as stress-free as possible. Our team can help you:
Review your current coverage and anticipate future needs
Understand exactly how legislative changes affect you
Find the best combination of affordability and coverage
Complete your enrollment paperwork quickly and correctly
Next Steps
Don’t wait until the last minute. Open enrollment is your opportunity to protect your health and financial well-being. Call us today or visit MichaelDobsonInsurance.com to schedule a consultation. Your health, peace of mind, and financial security depend on it.
